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Shop now, pay overtime with Klarna

Get more time to pay with Klarna

Now you can pay with Klarna

Split your purchase into 4 interest-free payments, no interest. Ever.  And, no fees either.

No credit checks.  Pay in 4 never affects your credit score, just adds more flexibility to how you pay.

Spend up to $1500 in a single transaction, plus use your account again and again at 1,000s of Klarna merchants right from the app.  Apply once, shop lots.

Check out

1. Select "Buy now, pay later with Klarna" at as the payment method in checkout. 

2. Fill out billing address information.

3. Scroll down and click "Continue with Klarna". You will be directed to Klarna to securely apply for financing.

When the order ships

Once your order is confirmed and on it’s way, Klarna will charge the first installment. Once the payment has been processed you will receive a notification.

Every two weeks

Klarna will automatically charge your card every two weeks for the remaining three payments. They will send you an alert ahead of time.

Klarna smartphone app

Why Klarna?

Freedom to buy online

Buy now, pay later is an alternative to credit and gives you the flexibility to shop without breaking the bank. When you split the cost of your purchase into 4 smaller payments, you’ll never pay any interest.

All in the Klarna app

Get a full overview of your orders and payments online or in our app. Payments are automatically collected every two weeks so you don’t have to lift a finger.

Easy to use

Klarna requires only basic information at the checkout, so you can complete your purchase with full transparency. It’s the simplest one-time sign-up process you’ve ever used.


Your payments are automatically withdrawn from your connected card according to the agreed payment schedule, but you can make early payments anytime you wish.

There is no annual fee for for using Klarna. However, some services and payment options can incur additional costs.

There are no fees when you use: The Klarna app, Pay in 4, and Pay now.

Pay in 4 is an alternative to traditional credit but without any interest, that allows you to split purchases into 4 payments. These payments will be automatically withdrawn from the debit/credit card you have on file with us every 2 weeks until the full order amount has been paid.

There is no fee to use Pay in 4!

Terms & Conditions

*See Canadian payment terms. A higher initial payment may be required for some consumers.